Align PEP

Sovereign’s PEP: The 401K Solution For Advisors That Hate 401Ks

Easy to deploy. Easy to service

Our PEP solution is branded as: Align Retirement Pathways. It can be used by advisors affiliated with Sovereign and can also be used by advisors not affiliated with Sovereign — it is a fully open architecture 401K solution.

Sovereign has teamed up with The Newport Group to create an in-house 401k solution that is hard to beat. The Align PEP offers:

Extremely low fees for your client:

$3,250 / year
$60 / participant
15 BPS

Our PEP solution is branded as: Align Retirement Pathways.

It can be used by advisors affiliated with Sovereign and can also be used by advisors not affiliated with Sovereign — it is a fully open architecture 401K solution.

Extremely low fees for your client:

- $3,250 / year
- $60 / participant
- 15 BPS

Advisor fee: Set by the advisor at his / her discretion. Advisors at Sovereign get a 100% payout on all PEP 401Ks

PEP Features

— 3(38), 3(16) and PPP services (which means Newport, not the client, signs the 5500 form).

— A Self-Directed brokerage option that allows advisors to “pluck out” key participant accounts for direct management. This allows the advisor to deliver more customized wealth management solutions to larger 401k participants and charge their customary advisory fee.

Contact us to set a confidential call or Zoom

Not familiar with PEPs?

Check out this video replay with Sovereign’s CEO, Chuck Failla, CFP(r), as he moderates a discussion with some of the 401K industry’s top thought leaders. They will discuss the benefits of PEPs and how they can be use to help build a “pipeline” for your wealth management business.