Our Team

Charles L. Failla, CFP®


Chuck directly oversees all the financial planning and investment management work done at Sovereign Financial. As a Board CERTIFIED FINANCIAL PLANNERTM practitioner, Chuck understands that sheparding a client’s financial and...

Read more

John K. Kochersperger, CRPC®

Chief Compliance Officer, Financial Planner

John works with clients on account management and servicing. Prior to joining Sovereign Financial, John worked 12 years at Merrill Lynch as a Financial Advisor. John’s experience in account management is critical to...

Read more

David E. Carroll, FPQP®

Operations Manager

David is responsible for all aspects of office logistics and client scheduling. He has a BS in economics from the University of New Hampshire as well as an MBA with a concentration in finance from Fairfield University. He is a...

Read more

Carmen Failla

Fixed Income Specialist

Carmen began her professional career in finance with the global investment bank, Houlihan Lokey as a financial analyst. After graduating from Columbia Business School with her MBA in 1996, she joined TIAA’s Securities Division as...

Read more