Our Team

Charles L. Failla, CFP®


Chuck directly oversees all the financial planning and investment management work done at Sovereign Financial. As a Board CERTIFIED FINANCIAL PLANNERTM practitioner, Chuck understands that sheparding a client’s financial and...

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John K. Kochersperger, CRPC®

Chief Compliance Officer, Financial Planner

John works with clients on account management and servicing. Prior to joining Sovereign Financial, John worked 12 years at Merrill Lynch as a Financial Advisor. John’s experience in account management is critical to...

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Carmen Failla

Fixed Income Specialist

Carmen began her professional career in finance with the global investment bank, Houlihan Lokey as a financial analyst. After graduating from Columbia Business School with her MBA in 1996, she joined TIAA’s Securities Division as...

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