Advisor services.
Sovereign gives advisors access to the core infrastructure, investment resources, technology, and practice support needed to operate and grow. Some capabilities are included with the platform, while others are available based on your affiliation model and the services your practice chooses to use.
Asset Management
More ways to manage portfolios.
Build portfolios your way with access to an open-architecture TAMP and alternative investment opportunities for qualified clients.
Align TAMP.
The base Sovereign platform includes access to our in-house TAMP called Align. Use Sovereign models, build your own models, or select strategies through the Orion Model Marketplace.
Sovereign delivers TAMP services to advisors at a very low cost. View our Pricing page for more information.
ALTIX | Alternative Investment Access
For advisors looking to round out client portfolios beyond traditional stocks and bonds, Sovereign offers access to a proprietary alternative investment vehicle designed for the RIA channel.
Availability is limited to qualified investors and is offered by Private Placement Memorandum only. Sovereign-affiliated advisors can reach out to their Sovereign contact for full fund details and suitability requirements.
Services on Demand
Tech is good.
Service is even better.
Add hands-on support where your practice needs it most. Sovereign’s specialized service teams can expand your capacity across client service, financial planning, trading, and workplace retirement plans without requiring you to build every function in-house.
Service availability and pricing may vary based on your affiliation model and level of support.
Client Support on Demand™ (CSoD™)
Free your team from routine administrative work with support for new-account paperwork, money movement, beneficiary updates, scheduling, meeting preparation, and custodian coordination.
Our dedicated Client Service Associates work on your behalf, handling the administrative needs that can pull a good advisor away from clients.
- New accounts, beneficiary updates, fund transfers, and other custodial paperwork
- Coordination with Charles Schwab or Raymond James
- Client and prospect scheduling
- Meeting reports and review materials
- 401(k) client onboarding
Pricing: $500 per month for up to five hours of service. Additional time is billed at $70 per hour.
Financial Planning on Demand™ (FPoD™)
Add planning capacity through plan development, cash-flow modeling, scenario analysis, plan updates, and presentation support.
Trading on Demand™ (ToD™)
Outsource the day-to-day work of model implementation, rebalancing, tax-loss harvesting, trade administration, and reporting coordination.
401(k) on Demand™ (KoD™)
Bring workplace retirement plans into your offering through Align Retirement Pathways and pooled employer plan access, with support for onboarding, fiduciary and administrative coordination, and participant wealth management opportunities.
Technology Advantages
Better technology, without the heavy lift.
Access preferred pricing and implementation support for leading advisor tools. We help you select, configure, and put the technology to work across your practice.
- eMoney
- Trust & Will
- YCharts
- Holistiplan
Integrated Tax & Estate Planning
Bring more of the plan together.
Connect tax and estate planning more closely with the financial plan, helping clients act on opportunities while keeping advisors and specialists coordinated.
Tax planning.
Through Sovereign Tax Services, advisors can coordinate tax planning and return preparation with the broader financial plan. Identify opportunities earlier, collaborate year-round, and help clients make better-informed decisions.
- Tax planning and return preparation
- Advisor and tax-professional coordination
- Year-round strategy
- Opportunities identified through the financial plan
Estate Planning
Use Trust & Will Enterprise to help clients create and implement key documents, with support from The Hargrove Firm for more complex needs.
- Estate plan creation and implementation support
- Estate plan reviews
- Beneficiary and account-titling coordination
Additional Practice Support
Only pay for what you use.
Choose additional resources based on how your firm operates, where your team needs capacity, and what you would rather not build internally. Available services, scope, and pricing vary by offering.
Compliance Support
Add compliance guidance and operational support based on your affiliation model. Services may include policy and procedure support, marketing review, documentation, filings coordination, and exam preparation.
Client Support & Onboarding
Our dedicated Client Service Associates work on your behalf, handling the administrative needs that can pull a good advisor away from clients.
- New accounts, beneficiary updates, fund transfers, and other custodial paperwork
- Coordination with Charles Schwab or Raymond James
- Client and prospect scheduling
- Meeting reports and review materials
- 401(k) client onboarding
Pricing: $500 per month for up to five hours of service. Additional time is billed at $70 per hour.
Marketing & Growth Support
Strengthen your positioning, digital presence, and business development without building an internal marketing department. Support can include brand strategy, websites and landing pages, content, digital campaigns, lead nurture, advisor recruiting, and growth systems.
Corporate Events & Advisor Education
Stay connected through corporate events, peer learning, practice-management education, investment updates, and professional development. Learn from Sovereign leadership, strategic partners, and other advisors across the network.
Dedicated Office Space
Plug into an existing Sovereign location, establish an office anywhere in the country, or operate fully remote. Sovereign will help configure the setup that matches your practice.
Current working pricing is pass-through with no Sovereign markup and typically ranges from $500 to $2,000 per month, depending on location and space requirements.
Continuity Planning
Protect your clients, family, and business with a continuity plan built around your terms. Choose your successor, whether they are with Sovereign or another firm, and retain control over the structure, agreements, and details.
Succession Planning
Plan a transition that protects your clients, preserves the value of your practice, and works on your timeline. Whether you want a full exit or a gradual step toward retirement, we can help structure the path. Transition through Sovereign or choose another advisor or firm. The decision stays with you.
401(k) Plans
Easy to deploy,
easy to service.
Most advisors avoid 401k plans for good reason: high fiduciary liability, heavy administration, and fees that rarely justify the effort. The Align PEP was built to change that.
Sovereign has partnered with The Newport Group to create an in-house PEP (Pooled Employer Plan) that makes 401k delivery practical for fee-based RIA advisors. Align Retirement Pathways is available to Sovereign-affiliated advisors and non-affiliated advisors alike. It’s fully open-architecture and designed to be straightforward at every stage.
What Your Clients Pay
- $3,250 / year
- $60 / participant
- 15 bps
These are the client-side costs. Your advisory fee is set at your discretion. Sovereign-affiliated advisors receive a 100% payout on all Align PEP advisory fees.
What’s Included
Newport carries the fiduciary load.
3(38) investment fiduciary services. Newport manages the investment lineup.
Newport signs the 5500.
3(16) plan administrator services. Newport, not your client, signs the 5500. The administrative burden lands where it belongs.
A self-directed brokerage option.
Advisors can “pull out” key participant accounts for direct management. This means you can deliver personalized wealth management to the higher-balance participants in a plan and charge your standard advisory fee, building a real pipeline into your broader practice.
Not Familiar with PEPs?
Watch Sovereign’s CEO, Chuck Failla, CFP, moderate a conversation with some of the 401k industry’s leading voices. The discussion covers what PEPs are, why they’re gaining ground with RIA advisors, and how they can build a meaningful wealth management pipeline for your practice.